Car Insurance 13 top tips. Save On Car Insurance & Auto Vehicle Insurance

1. MOST IMPORTANT TIP ... Check Insurance Premiums with more than one South African Car Insurance Company ... compare auto or vehicle insurance quotes from a minimum of 2 auto insurance companies. It's now made easy quick and convenient to start to do this car insurance check online without any obligation or pushy auto vehicle insurance salesmen bothering you for the rest of your life. Once you've got this first quick online quote then you can start looking for alternatives. Here is the best place to start  Dial Direct for an obligation free online quote! (at the moment Dial Direct are giving extra 5% discount on online quotes). Just click fill in the simple insurance form, submit it and you'll get the car or auto vehicle (e.g. boat, motor bike trailer, etc) quote you want very quickly.

2. Do Your Own Insurance Cover ... You Do not need a car insurance broker any more. Insurance brokers take up to 20% of your monthly car insurance premium. It's best, easier and quicker to do it yourself if you have access to a computer at home or at work.

3. Like for Like Car Insurance Quotes ... Make sure that your car insurance quotes are for identical cover and car facts. Don't get sucked in by gobbledygook and car insurance quotes that cannot be compared. If first time around the quotes cannot be compared then insist upon one or the other insurance company using exactly the same terms and facts.

4. Reduce your car insurance premium by taking a bit more risk yourself ... you do this by agreeing to take a higher "excess". A higher "excess" on you car insurance means that if you have an accident the you are personally responsible for the first part of any claim. Since most claims are for relatively small amounts you can reduce the monthly car insurance premium significantly this way because companies like Dial Direct will give you a discount. Here is the best place to start  Dial Direct for an obligation free online quote! (at the moment Dial Direct are giving extra 5% discount on online quotes). Just click fill in the simple insurance form, submit it and you'll get the car or auto vehicle (eg boat, motor bike trailer, etc) quote you want very quickly.

5. Separate Your Car Private Use from Business Use. Of course this might not be possible but if it can be done always separate car insurance cover this way. Here are the 2 online auto insurance companies I would recommend ...

6. Avoid accidents by driving your car safely. No accidents = less car insurance premiums. This is referred to as a  "no-claims" bonus. Every year you make no claim results in a lower car insurance premium rate. Here is the best place to start Dial Direct for an obligation free online quote!(at the moment Dial Direct are giving extra 5% discount on online quotes). Just click fill in the simple insurance form, submit it and you'll get the car or auto vehicle (e.g. boat, motor bike trailer, etc) quote you want very quickly.

7. Check insurance premiums with 2 companies every year not just the first time you insure.  It's a fact of life that things change and insurers take advantage of loyal customers. ALWAYS check your car insurance premium well in advance of renewal date every year.

8. Car insurance quotes ... play one insurance company off against another when you have insurance quotes for your car (they take advantage of you this way) ... if you're asked for information on another car insurance quote first make sure that you get an agreement that if you do that you'll be guaranteed a better insurance cover rate by at least say 5%.

9. Buy a Low Risk Car or Other Vehicle ... Sports cars and "suped" up cars are marked as higher risk by car insurance companies.

10. Overnight Parking ... you need a locked garage in a safer area to minimize car insurance quotes. Obviously a car or vehicle parked on the street is probably more likely to get stolen by thieves. At least make sure the car is behind locked gates. Do not tell lies ... if the car is parked in the street then say so

11. Car security ... Most insurance companies insist upon anti-hijack systems, gear locks and/or tracking systems in your car or vehicle. You may even struggle to get insurance at all if you do not have at least some of these precautionary measures taken.

12. Who's going to drive the insured car or vehicle? ...  If you're the only driver then the premium will be lower.

13. Do not tell lies ... for example if the car is parked in the street then say so. You run a severe and real risk of any car insurance claim being disallowed if you tell lies at the stage of getting a quote and later accepting the quote based upon submitted information. Here is the best place to start Dial Direct for an obligation free online quote! (at the moment Dial Direct are giving extra 5% discount on online quotes). Just click fill in the simple insurance form, submit it and you'll get the car or auto vehicle (eg boat, motor bike trailer, etc) quote you want very quickly.